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How Continued Coverage Could End
Under COBRA rules, coverage will end for you and/or your covered dependents when the first of the following occurs:
  • Your COBRA coverage period ends;
  • You do not make the required premium payments for coverage on a timely basis;
  • You obtain coverage under another group plan that does not exclude or limit coverage for pre-existing conditions. However, if the new plan does have pre-existing conditions or limits, you can continue your COBRA coverage for that specific condition up to the end of your original maximum COBRA period (18 or 36 months, depending on your situation);
  • You become eligible for Medicare. However, if you become eligible for Medicare, your covered dependents may be eligible to continue coverage through COBRA for up to 36 months from the date of the original qualifying event;
  • In the case of an extended disability coverage period, you or your covered dependent is no longer considered disabled under Social Security guidelines;
  • For newborns and children adopted by or placed for adoption with you during your COBRA continuation period, the date your COBRA coverage period ends, unless a second qualifying event occurs; or
  • JPMorgan Chase terminates the plan.