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Back-Up Child Care

Effective 1/1/22
The JPMorgan Back-Up Child Care Plan helps when your regular child care solution is unavailable. The Plan currently offers 13 dedicated JPMorgan Chase back-up child care centers, managed by Bright Horizons Family Solutions, as well as providing access to Bright Horizons full-service and back-up centers throughout the U.S.
Back-up care is available for children who are 6 weeks to 12 years old, for whom you are the legal guardian. You can use care for your stepchildren and the children of your domestic partner, provided that these children live with you. Care for grandchildren, nieces and nephews is only available if you can provide court-issued documentation that you are their legal guardian.
You are eligible for up to 20 days of back-up care per child per year. Back-up care is only available on days when you are working at JPMorgan Chase.
To use the back-up care, you must register in advance, and then make reservations when care is needed, up to 60 days in advance. Space is limited, so be sure to make your reservation as soon as you know you will need back-up care. You can make reservations online, at
In addition to providing back-up care, the 13 dedicated centers offer special programs, the 8-Week Advantage program, the Patriotic Leave program, the Relocation Program and the Summer Advantage program.
This section of the Guide will provide you with more information about the services offered through the JPMorgan Chase Back-Up Child Care Plan, and how you can take advantage of this convenient benefit.
Be sure to see important additional information about the Plan, in the sections titled About This Guide and Plan Administration.
About this Summary Plan Description
This section is the summary plan description (SPD) and the plan document for the JPMorgan Chase Back-Up Child Care Plan. Please retain this section for your records. Other sections may also constitute the complete SPD/plan document, including the Plan Administration section.
This summary does not include all of the details contained in the applicable insurance contracts, if any. For plans that are funded through insurance, if there is a discrepancy between the insurance contract and the SPD/plan document, the insurance contract will control.
The JPMorgan Chase U.S. Benefits Program is generally available to most employees on a U.S. payroll who are regularly scheduled to work 20 hours or more a week and who are employed by JPMorgan Chase & Co. or one of its subsidiaries to the extent that such subsidiary has adopted the JPMorgan Chase U.S. Benefits Program. This information does not include all of the details contained in the applicable insurance contracts, plan documents and trust agreements. If there is any discrepancy between this information and the governing documents, the governing documents will control. JPMorgan Chase & Co. expressly reserves the right to amend, modify, reduce, change or terminate its benefits plans at any time. The JPMorgan Chase U.S. Benefits Program does not create a contract or guarantee of employment between JPMorgan Chase and any individual. JPMorgan Chase or you may terminate the employment relationship at any time.