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Health Care Benefits

Effective 1/1/22
Your health is important to you and to JPMorgan Chase . That's why the company provides you and your family with access to high-quality, cost-effective health care coverage and to the resources you need to stay healthy.
Our health benefit plans are built on the principle of a shared commitment to health.
  • JPMorgan Chase provides valuable benefits, funding, and a suite of features designed to help you get and pay for the care you need, manage your health care expenses, and, most importantly, take care of yourself and your family.
  • Your role is to take responsibility for the controllable aspects of your health and your spending on health care. You can do this by staying informed about healthy lifestyle choices, getting preventive care, carefully selecting your doctors and hospitals, and understanding your treatment options and their costs before receiving services.
How This Section Is Organized
This Health Care Benefits section has separate subsections for:
  • The Medical Plan (including prescription drugs, the Medical Reimbursement Account (MRA), the U.S. Fertility Benefits Program, and wellness benefits);
    • For eligible employees in the United States, the plan has two options: the Simplified Medical Plan for employees in Arizona and Ohio and the Core Medical Plan for all other U.S. employees. Employees in Hawaii have a different option, and employees in California have an additional option, and these options are described in documents separate from this Guide.
Because these three plans have the same rules about who is eligible, how you enroll, what happens when coverage ends, and COBRA information there is a separate subsection called Health Care Participation that covers those rules.