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Child Care

Effective 1/1/25
The JPMorgan Chase Child Care Plan provides two types of child care services managed by Bright Horizons Family Solutions:
  • Full-service child care at 14 fully or partially JPMC-dedicated Bright Horizons operated onsite (or near-site) child care centers ("Dedicated Bright Horizons Centers"), and
  • Back-up child care at 14 Dedicated Bright Horizons Centers, and at Bright Horizons' network of back-up child care centers and camps throughout the U.S. (plus in-home care in limited situations, and exchange of back-up child days for tutoring and virtual camps).
Full-service care is available for eligible children who are 6 weeks old to preschool. Refer to "Eligible Children" for additional information. You are responsible for confirming eligibility of a child prior to enrolling the child for care services.
Full-service child care can be utilized in 5-day, 3-day, or 2-day per week schedules (unless otherwise communicated by the centers) and is dependent upon availability. To find a center, view monthly tuition rates, set up a Bright Horizons login, and complete a registration form, visit: http://www.brighthorizons.com/JPMCFullService.
Back-up care is available for children who are 6 weeks to 12 years old.
Refer to "Eligible Children" for additional information. You are responsible for confirming eligibility of a child prior to enrolling the child for care services.
You may use up to 20 days of back-up care per child per year. Back-up care is only available on days when you are working at JPMorganChase.
To use back-up care, you must register in advance, and then make reservations when care is needed, up to 90 days in advance. Space is limited, so be sure to make your reservation as soon as you know you will need back-up care. You can make reservations online, at https://backup.brighthorizons.com/jpmc.
In addition to providing up to 20 days of back-up care per year per child, the 14 Dedicated Bright Horizons Centers offer special programs described under "Special Programs."
Back-up child care days can be used for in-home child care in limited situations where there are no operating child care centers in the Bright Horizons expanded network of providers. In-home care will display as an option on the reservation system if you are eligible for this service.
Back-up child care days that are not used can be exchanged for tutoring and virtual camps.
This section of the Guide will provide you with more information about the services offered through the JPMorgan Chase Child Care Plan, and how you can take advantage of this convenient benefit.
Be sure to see important additional information about the Plan, in the sections titled About This Guide and Plan Administration.
About this Summary Plan Description
This section is the summary plan description (SPD) and the plan document for the JPMorgan Chase Child Care Plan. Please retain this section for your records. Other sections may also constitute the complete SPD/plan document, including the Plan Administration and Contacts sections.
This summary does not include all of the details contained in the applicable insurance contracts, if any. For plans that are funded through insurance, if there is a discrepancy between the insurance contract and the SPD/plan document, the insurance contract will control.
Please note that these discounts, access to services, and the presence of onsite child care centers do not represent an endorsement of that particular provider by JPMorganChase. JPMorganChase does not make any express or implied warranty of any kind with respect to the provider, employees of a Provider or services performed or to be performed by the Provider. You expressly assume any and all risk and liability resulting from acts or omissions of any Provider. In no event will JPMorganChase be liable for any direct, special, indirect, consequential or incidental damages arising out of or in connection with providing information about any provider or otherwise. The final decision about the suitability of any provider is and must be made by you. Moreover, the quality and appropriateness of a particular provider must be solely determined and monitored by you.
The information on, and description of, a particular provider's discount has been provided to JPMorganChase by such provider and while JPMorganChase makes every effort to confirm the accuracy of the information provided to you, JPMorganChase does not guarantee its accuracy or completeness or undertakes any obligation or liability with respect to such information.
The JPMorgan Chase U.S. Benefits Program is generally available to most employees on a U.S. payroll who are regularly scheduled to work 20 hours or more a week and who are employed by JPMorganChase or one of its subsidiaries to the extent that such subsidiary has adopted the JPMorgan Chase U.S. Benefits Program. This information does not include all of the details contained in the applicable insurance contracts, plan documents and trust agreements. If there is any discrepancy between this information and the governing documents, the governing documents will control. JPMorganChase expressly reserves the right to amend, modify, reduce, change or terminate its benefits plans at any time. The JPMorgan Chase U.S. Benefits Program does not create a contract or guarantee of employment between JPMorganChase and any individual. JPMorganChase or you may terminate the employment relationship at any time.