What Care Costs
The full-service care tuition rates are subsidized by JPMorganChase and tiered based on your TACC. Please visit brighthorizons.com/JPMCFullService to find the tuition rates for your location (if applicable).
Tuition is paid via a funding source that you enter into your enrollment profile and must be active at all times in order to maintain enrollment. Tuition is paid in advance and is deducted on the 25th calendar day of the month prior to the month you are paying for. For example, monthly tuition for April is due on March 25. If you start on any day other than the first of the month, tuition is prorated. The monthly tuition amount applies whether or not your child(ren) attend(s) each of their scheduled days.
For each day of back-up care or for each day of one of the special programs described under "Special Programs", or for tutoring, you will pay a copayment.
The copayments are based on your Total Annual Cash Compensation (TACC). To check your TACC, visit My Health > Benefits Web Center > My Profile > Personal Information > Personal Details. If your TACC is:
- Less than $80,000, your copayment is $15 per child, per day, with a family maximum of $40 per day
- $80,000 or more but less than $150,000, your copayment is $25 per child, per day, with a family maximum of $65 per day
- $150,000 or more, your copayment is $45 per child, per day, with a family maximum of $115 per day
Note: Rates are in effect at the time the services are charged (in some cases, those rates may be different than the rates in effect at the time the reservations are made for the services).
Employees must provide a pay source in their Bright Horizons care profile. Co-pays will be charged on the day care is used.
For each hour of in-home care, you pay a copayment. The copayments are based on your TACC. To check your TACC, visit My Health > Benefits Web Center > My Profile > Personal Information > Personal Details. If your TACC is:
- Less than $80,000, your copayment is $6 per hour, minimum of 4 hours
- $80,000 or more but less than $150,000, your copayment is $8 per hour, minimum of 4 hours
- $150,000 or more, your copayment is $10 per hour, minimum of 4 hours
Note: Rates are in effect at the time the services are charged (in some cases, those rates may be different than the rates in effect at the time the reservations are made for the services).
There are no co-payments required for virtual camps.
Total Annual Cash Compensation (TACC) is defined as your annual rate of base salary, plus applicable job differential pay (for example, shift pay) as of each August 1, plus any cash earnings from any incentive plans that are paid to or deferred by you for the previous 12-month period ending each July 31 (for example, annual incentive compensation, commissions, draws, overrides and special recognition payments or incentives). Overtime is not included. Your TACC is recalculated as of each August 1 to take effect the next January 1 and will remain unchanged throughout the year. For most employees hired on or after August 1, TACC for the remainder of the year and through the end of the following year will be equal to base salary plus applicable job differentials as of the employee's hire date.