Centivo Select Plan

Primary Care Provider (PCP) selection is required. In the Centivo Select Plan, you must select a PCP for yourself and for each covered family member.
Primary care referral to specialist is required. If you have a specialist office visit or surgery without getting a referral from your designated primary care provider, there is a penalty charge equal to the copay amount listed.
There is generally no out-of-network coverage, except urgent care when traveling and emergency room visits.
Note: Before selecting the Centivo Select Plan, you should review the provider directory available on jpmc.centivo.com. If you're not able to find providers that meet your needs, you should not select this plan.
Low, predictable costs: The Plan provides a curated, award-winning network of healthcare providers at an overall lower cost to you. Key features:
$0 copay for visits with your primary care doctor (including pediatricians), OB/GYN and mental health providers
Fixed dollar copays for all other care
No deductible
Prescription drug coverage is administered by CVS Caremark.
A Medical Reimbursement Account (MRA) is included with the Centivo Select Plan. Through a debit card, you can use your MRA funds to help pay for eligible out-of-pocket medical expenses and prescription drug copays. The MRA is funded by JPMorganChase when you take action and complete designated Wellness Incentive Activities. Employees cannot contribute funds to an MRA.