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Participating in the Program

Who's Eligible?
U.S. benefits-eligible employees who have completed the Introductory Period and their covered spouses/domestic partners are eligible for fertility benefits only if they meet the following requirements:
  • The person receiving the fertility services is enrolled in the JPMorgan Chase U.S. Medical Plan,
  • The person receiving the fertility services and their partner (if applicable and clinically linked to the fertility treatment) have not received a medical diagnosis of infertility,
  • The person receiving the fertility services has enrolled with WINFertility, the administrator of fertility benefits, and
  • The expenses are incurred while the person receiving the fertility services was enrolled in the Medical Plan.
Who's Not Eligible
You are not eligible for Fertility Program benefits if you do not meet the criteria under "Who's Eligible" or if there is a medical diagnosis of infertility. If there is a medical diagnosis of infertility, you may quality for infertility benefits under the JPMorgan Chase U.S. Medical Plan in lieu of this fertility benefit.
Your family members other than your spouse/domestic partner, such as your children, are not eligible for benefits under the Fertility Benefits Program, even if they are covered by the JPMorgan Chase U.S. Medical Plan.
The services incurred by egg and sperm donors that may be involved in the fertility treatment are not covered under this benefit.