For many of the JPMorgan Chase Health Care and Insurance Plans for Active Employees benefits, certain life changes and events can give you special opportunities to change your decisions to participate or to decline coverage under certain benefits.

Because participation in the U.S. Fertility Benefits Program requires that you be enrolled for coverage in the JPMorgan Chase U.S. Medical Plan, please see the What Happens If… section of Your JPMC Benefits Guide, available at www.jpmcbenefitsguide.com and in print on request to the HR Answers Benefits Contact Center at 877-JPMChase ((877) 576 2427), for details on when you can adjust your participation in the JPMorgan Chase U.S. Medical Plan. For more information, see the Benefits Status Change Guide on My Health > Learn About the JPMC Benefits Program.