Virtual doctor visits through Teladoc (an Aetna partner) and MDLive (a Cigna partner) allow you to connect to a doctor in minutes — anytime, anywhere — using a smartphone, tablet, or computer. Doctors can make diagnoses, provide advice and call in prescriptions to your local pharmacy. Register before you need care by going to My Health.

The copay for virtual doctor visits is $15 for medical doctors and mental health providers (psychiatrists and psychologists/therapists).