Medical Plan Options

The Medical Plan offers two options, Plan Option 1 and Plan Option 2. Both options cover the same medically necessary services and supplies, including prescription drugs. In addition to choosing between the two options, you also choose whether your coverage is provided through Aetna or Cigna, both of which have broad networks of doctors and hospitals. The key differences between the two options is the level of payroll contributions, deductibles, copays and out-of-pocket maximums.

Here's how the two Medical Plan options compare:

Plan Option 1 has higher payroll contributions but a lower annual deductible, annual out-of-pocket maximum and generally lower copays.

Plan Option 2 has lower payroll contributions but a higher annual deductible, annual out-of-pocket maximum and generally higher copays.