How to Enroll

Participation in the Plans is optional.

If you want to enroll, the process varies, depending on whether you are a:

an expatriate employee

a newly hired U.S. home-based expatriate employee or a non-U.S. home-based expatriate new to expatriate status; or

Have a change in work status or Qualified Status Change (QSC).

Enrolling When You Start Your Expatriate Assignment and Change to Expatriate Status

If you're staring your expatriate assignment and are enrolling for the first time, you need to make your choices online in the Benefits Web Center via the Expatriate Health Benefits Resources page on me@jpmc or over the phone through HR Answers.

Enrollment elections must be made as explained below:

If you are a U.S. home based expatriate employee, within 31 days of commencing your expatriate assignment

If you are a new non-U.S. home-based expatriate, within 31 days of commencing your expatriate assignment; or

You can access your benefits enrollment materials online at the Expatriate Health Benefits Resources page via me@jpmc: From your work device, visit me@jpmc > Career > Global Mobility > Expatriate Health Benefits Resources

Enrolling During Your Expatriate Assignment

During an Annual Benefits Enrollment, you can make and confirm your elections for the following calendar year through the Benefits Web Center on the Expatriate Health Benefits Resources page on me@jpmc or through HR Answers. At the beginning of each enrollment period, you'll receive instructions on how to enroll.

To access the Benefits Web Center, from your work device, visit me@jpmc > Career > Global Mobility > Expatriate Health Benefits Resources > Benefits Web Center.

You'll also receive information about the choices available to you and their costs at that time on Benefits Web Center. You need to review your available choices carefully and enroll in the Plans that best meet your needs. You can't change your choices during the year unless you have a Qualified Status Change (QSC). Please see "Changing Your Coverage Midyear" for more information.

Enrolling if You Have a Qualified Status Change (QSC)

If you're enrolling during the year because you have a Qualified Status Change (QSC), you'll have 31 days from the date of the change in status (including losing coverage under a spouse's plan, the birth or adoption of a child, etc.) to make your new choices through the Benefits Web Center via the Expatriate Health Benefits Resources page on me@jpmc or through HR Answers. From your work device, visit me@jpmc > Career > Global Mobility > Expatriate Health Benefits Resources > Benefits Web Center.

Please see "Changing Your Coverage Midyear" for more information.

Coverage if You Do Not Enroll

If you choose not to enroll or do not take action during the 31 day enrollment period as a new expatriate employee, you will continue without coverage for the remainder of the year. During Annual Benefits Enrollment (if available), you will have the opportunity to change your elections for the following calendar year.

Coverage if You Have Not Enrolled and You Have a Qualified Status Change (QSC)

If you have a Qualified Status Change (QSC) that allows you to enroll in the Expatriate Medical Plan and/or Expatriate Dental Plans and you do not enroll within the designated 31-day period, coverage for certain benefits will be effective as of the date you contact HR Answers. You may be required to pay for your coverage on an after-tax basis for the period prior to the date you first contact HR Answers. Otherwise, you will not be able to make the change in coverage until the next Annual Benefits Enrollment.

Please see "Changing Your Coverage Midyear" for more information.