Under the Program, the firm may pay for or reimburse qualified, non-duplicative expenses up to a lifetime maximum of $30,000 per eligible person receiving fertility services (i.e., the employee in the U.S. Medical Plan or their enrolled dependents) for fertility treatment.

Note that in cases where both individuals are employees of JPMorgan Chase and both are enrolled in the U.S. Medical Plan, the $30,000 lifetime maximum is for each employee.

The $30,000 lifetime maximum applies to all fertility-related expenses processed through the Fertility Benefits Program, including both in-network and out-of-network services. Expenses related to a person receiving healthcare services once pregnant, including the delivery, would be covered under the JPMorgan Chase U.S. Medical Plan.

If, during the course or treatment, it is determined that there is a medical diagnosis of infertility, WINFertility will continue to work with the person but they will begin using the infertility benefit under the JPMC U.S. Medical Plan. The infertility benefit has a separate lifetime maximum and the expenses for treatment under the fertility benefit will not count towards the infertility maximum.