Continuing Coverage After It Ends
When employee group coverage for certain insurance plans ends, the insurer may offer ways to continue coverage. The two most common options for continuing coverage are "conversion" and "portability" (also known as "porting" coverage).
- With conversion, you transfer the coverage to non-group coverage without having to meet any eligibility requirements.
- Portability allows you to continue your coverage after it ends, under a separate group policy with group rates. When you port a policy, you must provide proof of insurability to receive preferred, or less expensive, premiums.
The options to continue coverage are described in each of the plan-specific sections that follow.
Please Note: Your coverage under the Business Travel Accident Insurance Plan ends on your termination date. You may not convert or port this coverage to an individual policy.