What Is Not Covered
Business travel accident insurance benefits are not payable for loss or death that results from:
- Suicide or any attempt at suicide, or intentional self-inflicted injury or attempt at intentionally self-inflicted injury;
- Travel or flight in or on (including getting in or out of, or on or off of) any vehicle used for aerial navigation, whether as a passenger, pilot, operator or crew member, unless specifically provided by this policy
- Declared or undeclared war, or any act of declared or undeclared war unless specifically provided by this policy
- Sickness, disease, mental incapacity or bodily infirmity whether the loss results directly or indirectly from any of these;
- Infection of any kind regardless of how contracted, except bacterial infections that are directly caused by botulism, ptomaine poisoning or an accidental cut or wound independent and in the absence of any underlying sickness, disease or condition including but not limited to diabetes;
- Full-Time active duty in the Armed Forces, National Guard or organized reserve corps of any country or international authority;
- Commission of or attempt to commit a felony
- Normal commuting between your residence and place of employment
This list is subject to change at any time.