Additional Plan Benefits

Seat Belt and Air Bag Benefit: If you (or a covered family member) is in an accident that causes death while operating or riding as a passenger in an automobile while wearing a properly fastened, original, factory-installed seat belt, an additional seat belt benefit is payable if an accidental death benefit is payable under the Business Travel Accident Insurance Plan. The seat belt benefit is equal to the lesser of $50,000 or 10% of the maximum BTA Insurance benefit for the covered individual. An additional air bag benefit is also payable if the seat belt benefit is payable and if at the time of the accident the covered individual is positioned in a seat protected by a properly functioning, original, factory-installed supplemental restraint system that inflates on impact. The additional air bag benefit is equal to the lesser of $25,000 or 5% of the maximum BTA Insurance benefit for the covered individual.
Felonious Assault Benefit: Coverage for an additional $5,000 in the event of death as the result of a felonious assault while on a business trip or while you are at work on JPMorganChase's premises.
Hospitalization Benefit: If you, your spouse/domestic partner and/or child requires hospitalization as a result of a covered accident, an additional amount equal to the lessor of $5,000 or 5% of the applicable benefit amount is payable.
Common Accident Benefit: In the event that both you and your spouse/domestic partner die in the same accident, the maximum benefit amount for your spouse/domestic partner will increase from $150,000 to the amount equal to your maximum benefit.
Rehabilitation Benefit: In the event of dismemberment or paralysis from a covered accident, this feature pays an additional amount, up to a maximum payment of $50,000, for rehabilitation expenses in connection with the injury.
Trauma and Bereavement Counseling Benefit: In the event of your, your spouse's/domestic partner's, or your child's injury or death, this feature pays up to $250 per session for trauma or bereavement counseling for up to 20 sessions.
Emergency Evacuation: If you (or your spouse/domestic partner or children) are outside a 100 mile radius from your place of primary residence and suffer an injury or emergency sickness that warrants emergency evacuation, this feature will pay the reasonable expense (up to $5,000,000) for such evacuation. The expense must not exceed the usual charge for similar transportation in the location where the expense is incurred and must not include charges that would not have been made if no insurance existed.
Non-Medical Repatriation: If, while he or she is outside a 100 mile radius from his or her current place of primary residence, an Insured Person who has suffered an Injury or Sickness, has sufficiently recovered to travel to his or her current place of primary residence or Home Country with minimal risk to his or her health, the Company will pay for Covered Non-Medical Repatriation Expenses reasonably incurred for a regularly scheduled economy class air flight without special equipment or personnel to return such Insured Person to his or her current place of primary residence or Home Country. Any such Non-Medical Repatriation must be recommended by the attending Physician. Benefits will be payable, up to a maximum of $250,000 for all Non-Medical Repatriations due to all Injuries from the same accident or all Sicknesses from the same or related causes.

Covered Medical Repatriation Expense(s): means an expense that: (1) is charged for a Medical Repatriation that meets the Company's criteria for scheduling, mode of Transportation and any special equipment and/or personnel; (2) does not exceed the usual level of charges for similar Transportation, treatment, services or supplies in the locality where the expense is incurred; (3) must be recommended by the attending Physician, and (4) does not include charges that would not have been made if no insurance existed.
Covered Non-Medical Repatriation Expense(s): means an expense that: (1) is charged for a Non-Medical Repatriation, including the increase in cost to change the travel date on the return air flight and/or for an upgrade in the seating; (2) does not exceed the usual level of charges for similar Transportation, treatment, services or supplies in the locality where the expense is incurred; (3) must be recommended by the attending Physician and (4) does not include charges that would not have been made if no insurance existed.

Carjacking Benefit: If you (or your spouse/domestic partner or children) suffer a covered loss because of a Carjacking, unlawful possession of an Automobile by force or threats while operating or riding as a passenger, including getting in or out of such Automobile. Automobile excludes motorcycles, mobile homes, and/or public transit vehicles while operating or riding as a passenger, including getting in or out of such Automobile. The amount payable is the lesser of: (1) $10,000; or (2) 10% of the largest benefit payable under any one of the Benefits specified above due to the Carjacking