Additional Plan Benefits

Seat Belt and Air Bag Benefit: If you (or a covered family member) is in an accident that causes death while operating or riding as a passenger in an automobile while wearing a properly fastened, original, factory-installed seat belt, an additional seat belt benefit is payable if an accidental death benefit is payable under the Business Travel Accident Insurance Plan. The seat belt benefit is equal to the lesser of $50,000 or 10% of the maximum BTA Insurance benefit for the covered individual. An additional air bag benefit is also payable if the seat belt benefit is payable and if at the time of the accident the covered individual is positioned in a seat protected by a properly functioning, original, factory-installed supplemental restraint system that inflates on impact. The additional air bag benefit is equal to the lesser of $25,000 or 5% of the maximum BTA Insurance benefit for the covered individual.
Felonious Assault Benefit: Coverage for an additional $5,000 in the event of death as the result of a felonious assault while on a business trip or while you are at work on JPMorgan Chase's premises.
Hospitalization Benefit: If you, your spouse/domestic partner and/or child requires hospitalization as a result of a covered accident, an additional amount equal to the lessor of $5,000 or 5% of the applicable benefit amount is payable.
Common Accident Benefit: In the event that both you and your spouse/domestic partner die in the same accident, the maximum benefit amount for your spouse/domestic partner will increase from $150,000 to the amount equal to your maximum benefit.
Rehabilitation Benefit: In the event of dismemberment or paralysis from a covered accident, this feature pays an additional amount, up to a maximum payment of $50,000, for rehabilitation expenses in connection with the injury.
Trauma and Bereavement Counseling Benefit: In the event of your, your spouse's/domestic partner's, or your child's injury or death, this feature pays up to $250 per session for trauma or bereavement counseling for up to 20 sessions.
Emergency Evacuation: If you (or your spouse/domestic partner or children) are outside a 100 mile radius from your place of primary residence and suffer an injury or emergency sickness that warrants emergency evacuation, this feature will pay the reasonable expense (up to $5,000,000) for such evacuation. The expense must not exceed the usual charge for similar transportation in the location where the expense is incurred and must not include charges that would not have been made if no insurance existed.
Additional benefits, including psychological therapy, day care, and tuition benefits, are described in the insurance policy for the Plan.