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What Is Not Covered
Accidental death and dismemberment (AD&D) insurance benefits are not payable for loss or death that results from:
  • Physical or mental illness or infirmity, or the diagnosis or treatment of such illness or infirmity;
  • Infection, other than infection occurring in an external accidental wound or from food poisoning;
  • Suicide or attempted suicide;
  • Intentionally self-inflicted injury;
  • Service in the armed forces of any country or international authority for more than 30 days. However, service in reserve forces does not constitute service in the armed forces, unless in connection with such reserve service an individual is on active military duty as determined by the applicable military authority other than weekend or summer training. For purposes of this provision reserve forces are defined as reserve forces of any branch of the military of the United States or of any other country or international authority, including but not limited to the National Guard of the United States or the national guard of any other country;
  • Any incident related to:
    • Travel in an aircraft as a pilot, crew member, flight student or while acting in any capacity other than as a passenger; however this exclusion will not apply to a loss sustained by you as a pilot or a crew member if you were hired by JPMorgan Chase as a pilot or crew member and the loss is sustained while you are acting in that capacity;
    • Travel in an aircraft for the purpose of parachuting or otherwise exiting from such aircraft while it is in flight;
    • Parachuting or otherwise exiting from an aircraft while such aircraft is in flight, except for self preservation;
    • Travel in an aircraft or device used:
      • For testing or experimental purposes;
      • By or for any military authority; or
      • For travel or designed for travel beyond the earth's atmosphere;
  • Committing or attempting to commit a felony;
  • The voluntary intake or use by any means of:
    • Any drug, medication or sedative, unless it is:
      • Taken or used as prescribed by a Physician; or
      • An "over the counter" drug, medication or sedative taken as directed;
    • Alcohol in combination with any drug, medication, or sedative; or
    • Poison, gas, or fumes; or
  • War, whether declared or undeclared; or act of war, insurrection, rebellion or active participation in a riot.
This list is subject to change at any time.