Like employee accidental death and dismemberment (AD&D) insurance, dependent AD&D insurance will pay the full benefit in the event of your dependent's accidental death. You'll receive a percentage of the benefit if your dependent sustains certain injuries, such as the loss of a limb. Your options include:

Please Note: As long as you have company-paid Basic Life, you may choose dependent AD&D insurance for your spouse/domestic partner and eligible children/domestic partner's children even if you do not elect AD&D coverage for yourself.

If your spouse is also a JPMorgan Chase employee, he or she can elect coverage as an employee and be also covered as a spouse.

Employee and dependent AD&D insurance will pay benefits for any of the losses listed in the following chart. However, the loss must be caused by accidental means and must be the result of the injury — directly and independently of all other sources.