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Mental Illness and Substance Abuse Benefits
If you are approved by Prudential as disabled and were deemed disabled because of:
  • Mental illness that results from any cause;
  • Any condition that may result from mental illness;
  • Alcoholism; or
  • The non-medical use of narcotics, sedatives, stimulants, hallucinogens, or any other such substance,
Then Group LTD benefits will be payable subject to all other policy provisions as well as the following:
  • Only for so long as you are confined in a hospital or other institution licensed to provide medical care for the disabling condition; or
  • When you are not so confined, a total of 24 months for all such disabilities during your lifetime; or
  • For up to 90 days after release from confinement.