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What Is Not Covered
IDI does not cover nor shall benefits be paid for any disability:
  • Caused or contributed to by war or act of war (declared or not);
  • Caused by your commission or an attempt to commit a felony or to which a contributory cause was your being engaged in an illegal occupation;
  • Caused or contributed to or by intentionally self-inflicted injury; or
  • Caused by the suspension, revocation, or surrender of your license to practice in your occupation.
  • This list is subject to change at any time.