When Coverage Ends
Group Personal Excess Liability coverage ends 60 days after your last day of active employment or the end of the current policy year following your last active day of employment, whichever is sooner. Your coverage can also end when:
- You stop paying applicable premiums or in any other way become ineligible to participate in the plan; or
- After you have been receiving Long-Term Disability benefits for 24 months.
You cannot convert or port your coverage. If your coverage ends because you leave JPMorgan Chase, Marsh McLennan Agency Private Client Services, the plan administrator, can assist you in obtaining replacement coverage. You may not continue to participate in the program after the end of the policy year in which you were an active employee.