You pay the entire cost for coverage under the Plan with after-tax contributions. Your cost is the same regardless of how many dependents are covered under the Plan.

Your contributions toward the cost of coverage start when your coverage begins. (Please see "When Coverage Begins" for more information.) Your contributions are automatically deducted from your pay.

If you have coverage but are away from work because of an unpaid sickness or leave of absence, you will pay for coverage on an after-tax basis through direct-billing with JPMorgan Chase's administrator.