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Major Restorative Care Services
Covered major restorative care services include:
  • Crowns/inlays/onlays (one per tooth per five calendar years);
  • Root canal treatments (Please Note: The PDP Option covers root canal as a Major Restorative Care Service. The Dental DMO/DHMO Option covers root canal as a Basic Care Service.);
  • Injections of antibiotic drugs (Please Note: The DMO Option covers injections of antibiotic drugs as a Major Restorative Care Service. The PDP and DHMO Options cover injections of antibiotic drugs as a Basic Care Service.);
  • Only appliances related to temporomandibular joint dysfunction (TMJ) (PDP and DMO: subject to a lifetime maximum of $500; the DHMO covers one appliance per 24 months, not subject to a lifetime maximum).
  • Initial placement and replacement of dentures and bridges — if the original appliance is at least five years old and cannot be repaired;
  • Services necessary to replace teeth lost while coverage is in effect;
  • Treatment for harmful habits as described and determined by the claims administrator;
  • Treatment for accidental injury (eligible dental expenses are covered under the Dental Plan; eligible medical expenses are covered under the Medical Plan.); and
  • Implant(s). Benefits may also be available for the final restoration or prosthesis (crown or partial denture) over the implant. A pre-treatment estimate should be submitted for a dental consultant to evaluate the claim to determine if any benefits are payable.