This coverage will pay the reasonable and necessary fees or expenses that you or a family member may incur for services by a reputation management firm to minimize potential injury to your or a family member's reputation as a result of personal injury or property damage caused by an occurrence. The maximum amount of coverage is $25,000 for any one occurrence regardless of the number of claims or people involved. In order to have expenses paid:
- The reputational injury must be reported as soon as reasonably possible, but no later than 30 days after the occurrence, and
- You must obtain approval of the reputation management firm from the insurance company before incurring any fees or expenses, unless stated otherwise or an exclusion applies. There is no deductible for this coverage.