Virtual doctor visits through Teladoc (an Aetna partner) and MDLive (a Cigna partner) allow you to connect to a doctor in minutes — anytime, anywhere — using a smartphone, tablet, or computer, for approximately $5 per virtual visit (before the deductible) for primary care services. Mental health services are covered at 80% after the deductible. Doctors can make diagnoses, provide advice and call in prescriptions to your local pharmacy. Register before you need care: Go to My Health.