Medical Plan Options

The Medical Plan, a "consumer driven health plan" provides two options — Option 1 and Option 2 — offered through Aetna and Cigna. Both options cover the same medically necessary services and supplies, including prescription drugs.

Here's how the two Medical Plan options compare:

Option 1 — Higher medical payroll contributions; lower annual deductibles and annual coinsurance maximums.

Option 2 — Lower medical payroll contributions; higher annual deductibles and annual coinsurance maximums.

JPMorgan Chase uses a "flat-dollar subsidy" approach, which means that JPMorgan Chase will generally contribute the same dollar amount (or "subsidy") to the cost of your coverage regardless of which Medical Plan option you choose.