Allowable Changes

The chart below details the allowable changes due to a Qualified Status Change (QSC).

For domestic partnerships, the partnership must have been in effect for at least 12 continuous months, along with other criteria, before it makes the partner eligible to be covered by any JPMorgan Chase plan or program as a dependent.


QSC	Employee	Spouse/Domestic Partner	Dependent Child or Domestic Partner ("DP") Child
Marriage	Add	Add	Add
Domestic Partner Commitment	Add	Add	Add
Divorce, Legal Separation, or Termination of DP Commitment	Add	Drop	Drop
Death of Spouse/DP	Add*	Drop	Drop
Birth/Adoption/Legal Guardianship	Add	Add	Add
Child Gains Eligibility	Add	Add	Add
DP's Child Becomes Eligible	Add	Add	Add
Child Gains Eligibility Due to QMCSO	Add	N/A	Add
Child/DP Child No Longer Eligible	N/A	N/A	Drop
Death of Child/DP Child	N/A	N/A	Drop
You or Covered Dependent Gains Other Coverage	Drop/reduce number of dependents	Drop/reduce number of dependents	Drop/reduce number of dependents
You or Covered Dependent Loses Other Coverage	Add	Add	Add
Change in Dependent Care Provider or Fees	N/A	N/A	N/A
Move Out of Provider Service Area	Change option	Change option	Change option
If you are enrolled in the JPMC Core Medical Plan and move to AZ or OH	You will automatically be enrolled in the JPMC Simplified Medical Plan, for the rest of the calendar year. Your health care company (Aetna/Cigna) and election (Option 1 or 2) will not change.	You will automatically be enrolled in the JPMC Simplified Medical Plan, for the rest of the calendar year. Your health care company (Aetna/Cigna) and election (Option 1 or 2) will not change.	You will automatically be enrolled in the JPMC Simplified Medical Plan, for the rest of the calendar year. Your health care company (Aetna/Cigna) and election (Option 1 or 2) will not change.
If you are enrolled in JPMC Simplified Medical Plan and move out of AZ or OH (including to California)	You will automatically be enrolled in the JPMC Core Medical Plan, for the rest of the calendar year. Your health care company (Aetna/Cigna) and election (Option 1 or 2) will not change. You will not have the option of enrolling in Kaiser.	You will automatically be enrolled in the JPMC Core Medical Plan, for the rest of the calendar year. Your health care company (Aetna/Cigna) and election (Option 1 or 2) will not change. You will not have the option of enrolling in Kaiser.	You will automatically be enrolled in the JPMC Core Medical Plan, for the rest of the calendar year. Your health care company (Aetna/Cigna) and election (Option 1 or 2) will not change. You will not have the option of enrolling in Kaiser.
If you are enrolled in the JPMC Medical Plan Kaiser HMO Option and move out of California (or out of the Kaiser service area)	You will automatically be enrolled in Cigna Option 2, Core or Simplified Medical Plan, based on your new home state. You can contact HR Answers within 31 days of your move to change your options (Aetna/Cigna, Option 1 or 2)	You will automatically be enrolled in Cigna Option 2, Core or Simplified Medical Plan, based on your new home state. You can contact HR Answers within 31 days of your move to change your options (Aetna/Cigna, Option 1 or 2)	You will automatically be enrolled in Cigna Option 2, Core or Simplified Medical Plan, based on your new home state. You can contact HR Answers within 31 days of your move to change your options (Aetna/Cigna, Option 1 or 2)

* Call HR Answers