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Children
"Children" include the following:
  • Your natural children;
  • Your stepchildren (children of your current spouse);
  • Children of your domestic partner (if your domestic partner is also enrolled in the Plan);
    • If you are covering the child of a domestic partner who is not your tax dependent, imputed income for that child will be applied.
  • Your legally adopted children;
  • Your foster children;
  • Children under your legal guardianship (as established by a court order) whom you claim on your income tax return as dependents or for whom you provide more than 50% of their financial support;
  • A child under age 18 who lives with you and 1) for whom adoption proceedings have already begun, and 2) whom you have the legal obligation to support (in whole or in part);
  • Children who are alternate recipients under a Qualified Medical Child Support Order (QMCSO), as required by law; and
  • A disabled child dependent who is over age 26 and meets the following criteria:
    • Is an unmarried, eligible child dependent
    • Is deemed not capable of supporting themselves due to a mental or physical disability that began prior to age 26
    • Is dependent on the employee for financial support
    • Is enrolled in a JPMC Medical, Dental, Vision or Life & Accident Insurance plan prior to turning 26 or is the dependent of a newly hired employee who has enrolled in a Medical, Dental, Vision, or Life & Accident Insurance plan during their new hire enrollment period