What Is Not Covered

Pre-Existing Legal Matters

Any legal matter for which an attorney-client relationship existed prior to your becoming eligible for services under the Group Legal Services Plan will be excluded and no benefits will apply.

The Plan does not cover the following:

Employment-related matters, including company or statutory benefits;

Matters involving JPMorgan Chase & Co., MetLife® and affiliates, and Plan attorneys;

Matters in which there is a conflict of interest between employee and spouse/domestic partner or children, in which case services are excluded for the spouse/domestic partner and children;

Appeals and class actions;

Farm and business matters, including rental issues when the participant is the landlord;

Patent, trademark, and copyright matters;

Costs or fines;

Frivolous or unethical matters; and

Matters for which an attorney-client relationship exists prior to the participant becoming eligible for Plan benefits.

This list may change at any time.

Items Not Listed and Not Excluded

If there is any question about whether a service would be included or excluded, or the extent of coverage, it is important to call MetLife Legal Plans and receive confirmation as to whether a service is covered.