The Simplified Medical Plan provides infertility benefits with lifetime limits, similar to the Core Medical Plan.

There is a separate $10,000/lifetime prescription drug benefit. For more information on Infertility benefits see "Infertility Treatment Procedures."

These are lifetime limits and will carry over from the Core Medical Plan to the Simplified Plan, and carry over across health care companies.

Amounts paid by the plan (not your out-of-pocket expenses) apply to the Lifetime Infertility maximum.

Under the Simplified Plan, copays will be assessed based on the type and setting of the service you receive. For instance, a visit with a reproductive endocrinologist will be assigned a specialist copay; while in-vitro fertilization might be assessed an outpatient procedure/surgery copay.