decorative photograph

Qualified Status Changes (QSCs)

There are many changes in your situation that meet the requirements to be Qualified Status Changes (QSCs). While many of your benefits cannot be changed during the year, if you have a QSC, some benefit changes are allowed.
The following tables summarize the changes that you can make for each event. They are separated into:
  • Health Benefits;
  • Spending Accounts;
  • Life Insurance Benefits; and
  • Accident Insurance Benefits.
31-Day Deadline
If you have a QSC, you have 31 days from the qualifying event to make benefits changes; 90 days from the qualifying event if the event is the birth or adoption of a child. The benefits you elect will be effective the date of the event if you make the elections timely. (Please Note: You will have 90 days from the QSC date to add any newly eligible dependents to Medical Plan coverage should that dependent pass away within this 90-day period.). Any changes you make during the year must be consistent with the status change. Be sure to take action promptly, so that you don't miss the deadline to make any benefit changes!
 
Retroactive Payroll Contribution Changes
If a QSC or other permitted plan change results in retroactive changes to payroll contributions, those changes will be reflected on your next administratively available pay.
QSCs for Health Benefits — Medical, Dental, Vision
QSC
Employee
Spouse/Domestic Partner
Dependent Child or Domestic Partner Child
Marriage
Add
Add
Add
Domestic Partner Commitment
Add
Add
Add
Divorce, Legal Separation, or Termination of DP Commitment
Add
Drop
Drop
Death of Spouse/DP
N/A
Drop
Drop
Birth/Adoption/Legal Guardianship
Add
Add
Add
Child Gains Eligibility
Add
Add
Add
DP's Child Becomes Eligible
Add
Add
Add
Child Gains Eligibility due to QMCSO
Add
N/A
Add
Child/DP Child no Longer Eligible
N/A
N/A
Drop
Death of Child/DP Child
N/A
N/A
Drop
You or Covered Dependent Gains Other Coverage
Drop/reduce # of dependents
Drop/reduce # of dependents
Drop/reduce # of dependents
You or Covered Dependent Loses Other Coverage
Add
Add
Add
Change in Dependent Care Provider or Fees
N/A
N/A
N/A
Move out of Provider Service Area
Change option
change option
change option
QSCs for Spending Accounts*
QSC
Health Care Spending Account
Dependent Care Spending Account
Marriage
Begin, increase
Begin, increase, decrease, or stop
Domestic Partner Commitment
Begin, increase
Begin, increase, decrease, or stop
Divorce, Legal Separation, or Termination of DP commitment
Decrease, stop
Begin, increase, decrease, or stop
Death of Spouse/DP
Decrease, stop
Begin, increase, decrease, or stop
Birth/Adoption/Legal Guardianship
Begin, increase
Begin, increase
Child Gains Eligibility
Begin, increase
Begin, increase
DP's Child Becomes Eligible
Begin, increase
Begin, increase
Child Gains Eligibility due to QMCSO
Begin, increase
N/A
Child/DP Child no Longer Eligible
Decrease, stop
Decrease, stop
Death of Child/DP Child
Decrease, stop
Decrease, stop
You or Covered Dependent Gains Other Coverage
N/A
Decrease, stop
You or Covered Dependent Loses Other Coverage
Begin, increase
Begin, increase
Change in Dependent Care Provider or Fees
N/A
Begin, increase, decrease, or stop
Move out of Provider Service Area
N/A
N/A
*You can change your Transportation Spending Accounts elections at any time.
QSCs for Supplemental Term Life Insurance Benefits
QSC
Employee
Adult Dependent
Dependent Child/Domestic Partner Child
Marriage
Begin, increase, decrease, or stop
Begin, increase
Begin, increase, decrease, or stop
Domestic Partner Commitment
Begin, increase, decrease, or stop
Begin
Begin, increase, decrease, or stop
Divorce, Legal Separation, or Termination of DP Commitment
Begin, increase, decrease, or stop
Drop
Begin, increase, decrease, or stop
Death of Spouse/DP
Begin, increase, decrease, or stop
Drop
Begin, increase, decrease, or stop
Birth/Adoption/Legal Guardianship
Begin, increase
Begin, increase
Begin, increase
Child Gains Eligibility
Begin, increase
Begin, increase
Begin, increase
DP's Child Becomes Eligible
Begin, increase
Begin, increase
Begin, increase
Child Gains Eligibility due to QMCSO
Begin, increase
N/A
Begin, increase
Child/DP Child no Longer Eligible
Decrease, stop
Decrease, stop
Decrease, stop
Death of Child/DP Child
Decrease, stop
Decrease, stop
Decrease, stop
You or Covered Dependent Gains Other Coverage
Decrease, stop
Decrease, stop
Decrease, stop
You or Covered Dependent Loses Other Coverage
Begin, increase
Begin, increase
Begin, increase
Change in Dependent Care Provider or Fees
N/A
N/A
N/A
Move out of Provider Service Area
N/A
N/A
N/A
QSCs for Accidental Death and Dismemberment (AD&D) Benefits
QSC
Employee
Adult
Child
Marriage
Begin, increase, decrease, or stop
Begin, increase
Begin, increase, decrease, or stop
Domestic Partner Commitment
Begin, increase, decrease, or stop
Begin
Begin, increase, decrease, or stop
Divorce, Legal Separation, or Termination of DP Commitment
Begin, increase, decrease, or stop
Drop
Begin, increase, decrease, or stop
Death of Spouse/DP
Begin, increase, decrease, or stop
Drop
Begin, increase, decrease, or stop
Birth/Adoption/Legal Guardianship
Begin, increase
Begin, increase
Begin, increase
Child Gains Eligibility
Begin, increase
Begin, increase
Begin, increase
DP's Child Becomes Eligible
Begin, increase
Begin, increase
Begin, increase
Child Gains Eligibility due to QMCSO
Begin, increase
N/A
Begin, increase
Child/DP Child no Longer Eligible
Decrease, stop
Decrease, stop
Decrease, stop
Death of Child/DP Child
Decrease, stop
Decrease, stop
Decrease, stop
You or Covered Dependent Gains Other Coverage
Decrease, stop
Decrease, stop
Decrease, stop
You or Covered Dependent Loses Other Coverage
Begin, increase
Begin, increase
Begin, increase
Change in Dependent Care Provider or Fees
N/A
N/A
N/A
Move out of Provider Service Area
N/A
N/A
N/A